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Fairway Insurance

1149 Executive Cir Suite A,
Cary, NC 27511

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North Carolina commercial insurance coverage

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Commercial Insurance in North Carolina

While North Carolina does not mandate that businesses carry commercial insurance, policies provide a financial security blanket in the event of an injury or loss. Having an adequate policy can help cover a broad range of things including medical expenses, property damage, and even the cost of a civil lawsuit. At Fairway Insurance, our professionals are available to help members of the Cary, NC community, along with the rest of North Carolina and South Carolina, select a policy that meets your business needs.

What Type of Coverage Meets Your Business Needs?

Commercial liability insurance is commonly referred to as business insurance. It usually covers claims that arise out of accidents, injuries, and property damage among others. Some of the more common claims and business expenses include the following.

  • Bodily Injury: When you or one of your employees cause injury to someone, your company can be held financially responsible for medical bills, lost wages, and other losses.
  • Personal Injury: Some businesses may be vulnerable to claims that result from libel, slander, privacy issues, wrongful evictions, and damage to an individual's reputation.
  • Property Claims: Should you or an employee damage someone's property in the course of business, you and your organization could be held responsible for any resulting losses.
  • Legal Costs: Many claims involve some level of litigation, and commercial insurance can cover part or all of those legal expenses.

Deciding on the degree of coverage your operation requires includes well thought out planning. Many companies purchase blanket policies that provide a substantial worth of coverage per incident or injury. However, some industries do work that involves higher than average risks, and your policy should reflect both potential and unlikely risks. Without a strong policy, those costs could come directly out of your pocket.

At Fairway Insurance in Cary, NC, we are committed to serving the people of North Carolina and South Carolina. Our professionals are available to create a commercial policy or update an existing one that provides you with secure coverage. Reach out to our agents for more information.

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Servicing States

  • North Carolina
  • South Carolina