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Fairway Insurance

1149 Executive Cir Suite A,
Cary, NC 27511

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North Carolina condo insurance coverage

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Condo Insurance in North Carolina

It's a given that condo owners, like homeowners, need to have insurance to cover their property. Fairway Insurance offers comprehensive condo insurance which protects a condo against those unexpected situations that are uncovered by your property insurance or by a master policy of the condo association.

When shopping for condominium insurance in Cary, NC, there are several forms of coverage and coverage options that you should be aware of. It will be worth your while to cover yourself and your South or North Carolina condo with a suitable and comprehensive condo insurance policy.

Loss Assessment Coverage

When there is destruction of property beyond the amount covered carried by your condo association's master policy, the condo association will determine the additional costs and share it among all the condo owners. Should this happen, your loss assessment coverage will cover the additional costs.

Personal Property Coverage

In the case of adversities such as fire, explosion, collapsing of a building, vandalism, or windstorms, your personal property coverage (contents coverage) is what covers your possessions. It also covers against theft and whatever is contained in your condo. The insurance coverage will allow for their reinstatement up to the amount quoted on the policy.

Personal Liability Coverage

There is a likelihood for accidents to happen and they will affect not only a condo owner but also anyone who is at the scene of the accident at that time. If someone is injured, a condo owner is accountable for medical expenses and subject to a lawsuit for damages. Such occurrences will be covered by personal liability coverage.

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Comprehensive condo insurance is an absolute necessity for every condo owner. Fairway Insurance in Cary, NC will go the extra mile to ensure that your South or North Carolina condo is adequately insured. Call or visit us today for an unparalleled peace of mind with regards to condo insurance. Our agents can help you start a policy or make adjustments to your current coverage.

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Servicing States

  • North Carolina
  • South Carolina