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Fairway Insurance

1149 Executive Cir Suite A,
Cary, NC 27511

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North Carolina motorcycle insurance coverage

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Motorcycle Insurance in North Carolina

Just like vehicles, motorcycles need to follow South and North Carolina state requirements and have insurance protection. The bike owner can decide to add it to the auto insurance policy, but car insurance coverage does not protect the motorcycle. Fairway Insurance in Cary, NC provides bike owners with numerous policies to ensure they are protected on the road. Thich includes;

Liability coverage

This coverage will compensate for any bodily injury and any property damage if the rider is found to be at fault. These could include the repair of the affected person's motorcycle, replacement if the property has been severely damaged, and payment of medical bills.

Collision and comprehensive coverage

Accidents may cause harm to the bike. Collision coverage caters for the repair or replacement of the motorcycle regardless of who was at fault. If another person is liable for the accident, the collision policy will pay for the damages, and then the insurance company claims compensation from the other individual's insurance company. Comprehensive coverage caters for any other damages on the bike caused as a result of other incidences other than collision which could include fire, hail, theft, or contact with an animal.

Uninsured or underinsured

This policy is necessary particularly when an accident occurs, and the insured is not at fault for the crash. Unfortunately, the other person could be uninsured or underinsured, and this will cause the insured to take a hit in cost of repairs. This insurance makes it impossible to pay for the damages fully. For this reason, it is a smart for riders to have this policy to avoid such incidences.

Medical payment coverage

In case the rider is involved in a motorbike accident and is injured, this policy caters for the medical bills. This policy also protects the family members who could be included in a motorcycle accident.

Contact us for insurance coverage in South or North Carolina, and we will ensure that you get the peace of mind that you deserve while on the road. It is wise to stay safe without having to wait for the misfortune to happen first. Contact or visit Fairway Insurance in Cary, NC to discuss a quote that suits your needs. Our goal is to protect all the motorcyclists and answer questions that you may have.

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Servicing States

  • North Carolina
  • South Carolina